December 17, 2014 6:57 PM ET


Company Overview of Oconee Financial Corp.

Company Overview

Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of financial products and services for consumers and businesses in Oconee and surrounding counties. The company offers various deposit products, including checking accounts, savings accounts, certificates of deposits, and IRAs; and loans comprising consumer loans, construction loans, and lines of credit, as well as credit cards. It also provides various other services consisting of customer advantage protection service, direct deposit, overdraft protection, safe deposit boxes, wire transfers, ACH advantage services, merchant card services, and express deposit; IOLTA, an interest-bear...

35 North Main Street

Post Office Box 205

Watkinsville, GA 30677

United States

Founded in 1960

73 Employees





Key Executives for Oconee Financial Corp.

Chief Executive Officer
Age: 59
Chief Financial Officer
Age: 52
Group Vice President of Information Technology and Operations
Senior Executive Vice President
Age: 65
Chief Lending Officer
Age: 56
Compensation as of Fiscal Year 2014.

Oconee Financial Corp. Key Developments

Oconee Financial Corp. Reports Audited Consolidated Earnings Results for the Year Ended December 31, 2012

Oconee Financial Corp. reported audited consolidated earnings results for the year ended December 31, 2012. For the year, the company reported total interest income was $10,271,717 against $10,886,411 for the same period a year ago. Net interest income was $8,664,335 against $8,719,008 for the same period a year ago. Income before income tax benefit was $2,065,576 against loss before income tax benefit of $2,227,876 for the same period a year ago. Net income was $2,192,836 or $2.44 per share against net loss of $2,124,598 or $2.36 per share for the same period a year ago. Net cash provided by operating activities was $4,094,331 against $2,340,408 for the same period a year ago. Purchases of premises and equipment were $174,925 against $78,127 for the same period a year ago. The main factor contributing to profitability in 2012 was the reduction of loan loss provision expense.

Oconee Financial Corp., Annual General Meeting, May 06, 2013

Oconee Financial Corp., Annual General Meeting, May 06, 2013., at 17:00 US Eastern Standard Time. Location: Oconee State Bank, H. Mell Wells Operations Center. Agenda: To consider election of nominees; and to consider such other matters as may properly come before the meeting or any adjournment thereof.

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