September 22, 2014 2:49 PM ET


Company Overview of Standard Life & Accident Insurance Co., Inc.

Company Overview

Standard Life & Accident Insurance Co., Inc. offers medicare supplement insurance products. The company also offers health insurance, senior preferred life insurance, traditional life insurance, annuities, and wealth transfer life insurance. The company was founded in 1976 and is based in Galveston, Texas. Standard Life & Accident Insurance Co., Inc. operates as a subsidiary of American National Insurance Co.

1 Moody Plaza

Galveston, TX 77550

United States

Founded in 1976





Key Executives for Standard Life & Accident Insurance Co., Inc.

Standard Life & Accident Insurance Co., Inc. does not have any Key Executives recorded.

Standard Life & Accident Insurance Co., Inc. Key Developments

Standard Life and Accident Insurance Company Launches New Group Term Life Product

Standard Life and Accident Insurance Company has launched its newest product, Group Term Life Insurance aimed at smaller companies with as few as 10 employees. With cost and ease of understanding the product being deciding factors for most non-buyers of life insurance, Standard Life looks to bridge the gap by offering a term life product with affordable premium in an uncomplicated worksite format. In order to best accommodate the budget structures of both employers and their employees, the company's plans are available in both Voluntary and Basic. Basic plans are 100% employer paid while offering employees the option to purchase additional coverage. The two plan structures further benefit employers by affording them the option to determine the level of cost sharing that is right for their company. In addition to competitive rates, Standard Life Group Term Insurance offers, Coverage from $10,000 to $250,000; guaranteed and simplified issue; coverage for spouse and children; terminal illness accelerated death benefit rider included at no additional cost in base benefits; 2 convenient optional riders: Accidental Death, Dismemberment and Paralysis, Waiver of Premium; and portability available on Voluntary coverage.

Standard Life & Accident Insurance Co., Inc. Introduced Critical Illness Plans for Small Groups

Standard Life & Accident Insurance Co., Inc. introduced critical illness plans for groups ranging from a minimum of 2 lives to 1,000+. According to the company's officials, while critical illness insurance is becoming more of a household name to both the general public and the insurance industry, and is now being offered by more carriers, Standard Life distinguishes itself by extending coverage to small groups. The company has specifically developed its product to fit a range of group sizes and budgets. Small businesses have the same concerns as large companies, among them is the ability to provide health insurance to their employees. Critical illness plans can alleviate some of the concern since they can be offered as voluntary benefits at little to no cost to the employer. For employees of small companies who may not have paid vacation or sick days, critical illness insurance offers a financial cushion in the event of an illness that prevents them from working. And with 61% of workers living paycheck-to-paycheck, leaving them unprepared financially for a serious medical problem, clearly there is a need for the product.

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