Company Overview

PIC Solutions, a credit risk solutions company, provides consumer credit solutions to organizations in Europe, the Middle East, and Africa. It delivers integrated analytic applications, consulting services, and software solutions. The company’s products include AppSmart, an account origination system that automates the origination and risk evaluation of credit applications via a Web-based interface; Blaze Decision System, which allows customers to integrate scoring models, strategies, and rules, as well as deploy decision engines; and Capstone Decision Manager, an account decision processing platform. Its solutions include workflow management solutions; Debt Manager solution, a client/server...

PIC Solutions, a credit risk solutions company, provides consumer credit solutions to organizations in Europe, the Middle East, and Africa. It delivers integrated analytic applications, consulting services, and software solutions. The company’s products include AppSmart, an account origination system that automates the origination and risk evaluation of credit applications via a Web-based interface; Blaze Decision System, which allows customers to integrate scoring models, strategies, and rules, as well as deploy decision engines; and Capstone Decision Manager, an account decision processing platform. Its solutions include workflow management solutions; Debt Manager solution, a client/server and Web software application; Recovery Management System, a collection solution; PlacementsPlus service, an ASP service that manages the placement of consumer debt and messaging to outside collection agencies; CollectSmart, an enterprise wide collections solution; CreditDesk, a software package that automates the origination and risk evaluation of individual credit applications; Customer Management TRIAD, an adaptive control system, which allows lenders to manage customer relationships; and Falcon One, an enterprise software system for frauds in the customer lifecycle. The company’s products also include Falcon Fraud Manager, a solution for payment card fraud detection; Falcon ID, a defense solution against identity fraud; and ProVision, a forecasting and provisioning tool that provides credit, risk, and finance professionals with information about their portfolios. It serves financial institutions, payment-card issuers, payment card issuers, merchants, retail banking institutions, and telecom service providers. The company was founded in 1999 and is headquartered in Abu Dhabi, the United Arab Emirates with additional offices in Cape Town, Dubai, Johannesburg, Manama, and Nairobi.

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