blackhawk bancorp inc (BHWB) Details

Blackhawk Bancorp, Inc. operates as the holding company of Blackhawk State Bank, a commercial bank operating in Wisconsin and Illinois in the United States. The bank provides various consumer banking, business banking, and related financial services. Consumer banking services to individuals include demand, savings, and time deposits. Consumer lending services include installment loans, mortgage loans, overdraft protection, personal lines of credit, and credit cards. The business banking services, which are provided to small business, commercial, and governmental organizations, include commercial and commercial real estate lending, deposits, cash management, and letters of credit. The bank’s investment portfolio consists primarily of U.S. government and agency securities, mutual funds, corporate bonds, mortgage-backed securities, collateralized mortgage obligations, and municipal bonds or repurchase agreements backed by similar securities. The bank’s deposits are divided between interest bearing and noninterest bearing. Noninterest bearing deposits consist of checking accounts of individuals, businesses, and governmental organizations. The interest-bearing deposits include savings accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and NOW accounts. As of December 31, 2003, the bank operated 11 branches in Wisconsin and Illinois. Blackhawk Bancorp was incorporated in 1989 and is based in Beloit, Wisconsin.

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