cornerstone bancorp/sc (CTOT) Details

Cornerstone Bancorp operates as the holding company for Cornerstone National Bank, which offers various banking products and services primarily in Easley, South Carolina. It provides various deposit products, including savings, NOW, retirement, checking, and money market accounts; and time certificates of deposit. The company’s lending portfolio includes real estate loans comprising short to mid-term commercial real estate, construction and development, and residential real estate loans; commercial loans consisting of secured and unsecured loans for working capital, loans for business expansion, and loans for purchases of equipment and machinery; and consumer loans to individuals for personal and household purposes, such as secured and unsecured installment and term loans to purchase automobiles, boats, recreational vehicles, mobile homes, and household furnishings, as well as home equity loans and lines of credit, and unsecured revolving lines of credit. In addition, it offers VISA and MasterCard debit and credit cards, stored value cards, direct deposit of payroll and social security checks, and automatic drafts for various accounts; foreign currency exchange, Internet banking, and electronic bill payment services; remote check deposit services to commercial and small business customers; and merchant and other business related services to its commercial customers. Cornerstone Bancorp conducts its banking business from its main office in the Pickens County; and a branch office located in the Berea area of Greenville County, and a branch office in the Powdersville/Piedmont area of Anderson County in South Carolina, as well as the surrounding areas. The company was founded in 1999 and is based in Easley, South Carolina.

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