1st pacific bancorp (FPBN) Details

1st Pacific Bancorp operates as the holding company for 1st Pacific Bank of California that provides commercial banking products and services primarily to small and middle-market businesses and professionals in San Diego County. The company’s deposit products include personal and business checking, money market, savings, and certificates of deposit accounts. Its loan portfolio comprises commercial and residential real estate loans; construction loans; commercial loans, including short-term working capital loans, revolving credit accounts, and stand-by letters of credit, as well as single purpose loans, such as term loans for facilities, plant, and equipment; loans made or guaranteed through the Small Business Administration loan program; and consumer loans for personal, family, or household purposes. The company also offers cash management products and services, such as online banking, automated clearing house origination, wire transfers, daily sweep products, lockbox processing, and account transfers/management; courier service to collect deposits from San Diego-area customers; and Internet banking services. As of December 31, 2008, it operated eight branch offices. The company was founded in 2000 and is headquartered in San Diego, California.

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