Last $14.30 USD
Change Today +0.0495 / 0.35%
Volume 8.1K
PBHC On Other Exchanges
Symbol
Exchange
Berlin
NASDAQ CM
As of 1:51 PM 08/20/14 All times are local (Market data is delayed by at least 15 minutes).

pathfinder bancorp inc (PBHC) Snapshot

Open
$14.44
Previous Close
$14.25
Day High
$14.44
Day Low
$14.08
52 Week High
08/12/14 - $15.50
52 Week Low
08/20/13 - $12.75
Market Cap
37.5M
Average Volume 10 Days
10.6K
EPS TTM
$0.86
Shares Outstanding
2.6M
EX-Date
07/11/14
P/E TM
16.6x
Dividend
$0.12
Dividend Yield
0.84%
Current Stock Chart for PATHFINDER BANCORP INC (PBHC)

Related News

No related news articles were found.

pathfinder bancorp inc (PBHC) Related Businessweek News

No Related Businessweek News Found

pathfinder bancorp inc (PBHC) Details

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial services primarily in Oswego and Onondaga counties, New York. It accepts various deposits, including demand deposits, money management and money market deposit accounts, checking accounts, saving accounts, and time deposits, as well as certificates of deposit. The company’s loan portfolio comprises one-to-four family residential real estate loans; commercial real estate loans; loans to small businesses, and investment securities; consumer loans comprising second mortgage secured home equity lines of credit, home improvement loans, auto and personal loans, and loans with junior liens; and commercial and municipal loans. As of April 9, 2014, it operated eight full service offices. The company was founded in 1859 and is headquartered in Oswego, New York. Pathfinder Bancorp, Inc. is a subsidiary of Pathfinder Bancorp, M.H.C.

101 Employees
Last Reported Date: 07/23/14
Founded in 1859

pathfinder bancorp inc (PBHC) Top Compensated Officers

Chief Executive Officer, President, Director,...
Total Annual Compensation: $325.5K
Chief Financial Officer, Principal Accounting...
Total Annual Compensation: $177.8K
Senior Vice President, General Counsel, Secre...
Total Annual Compensation: $186.6K
Compensation as of Fiscal Year 2013.

pathfinder bancorp inc (PBHC) Key Developments

Pathfinder Bancorp, Inc. Reports Unaudited Earnings Results for the Second Quarter and Six Months Ended June 30, 2014; Announces Net Charge-Offs for the Second Quarter of Ended June 30, 2014

Pathfinder Bancorp, Inc. reported unaudited earnings results for the second quarter and six months ended June 30, 2014. For the quarter, the company reported net income of $676,000 as compared to $823,000 for the comparable prior year period. The decrease in net income of $147,000 was principally due to the sale of residential loans in the second quarter of 2013, which resulted in a net gain of $288,000, after tax. Basic and diluted earnings per share were $0.26 and $0.25, respectively, as compared to basic and diluted earnings per share of $0.33 for the second quarter of 2013. The decrease in basic and diluted earnings per share between these two periods was principally due to the decrease in net income. Return on average assets was 0.49% compared to 0.66% for the corresponding period in 2013. The decrease was due to the decrease in net income and an increase in average assets, the latter due principally to increased levels of commercial real estate loans and investment securities between the year over year second quarter periods. Return on average equity was 5.81% compared to 7.93% for the same period in 2013. This decrease was due to a combination of lower net income and higher average equity between these two periods. Net interest income was $4.118 million against $3.902 million a year ago. The increase in net interest income was principally due to the decrease in costs of interest bearing liabilities from primarily the decrease in rates paid on time deposits and, to a lesser extent, the costs of borrowings from the Federal Home Loan Bank of New York. Income before income taxes was $0.958 million against $1.129 million a year ago. For the six months, the company reported net income was $1.2 million as compared to $1.3 million for the same period in 2013. Basic and diluted earnings per share were $0.45 and $0.44, respectively, as compared to basic and diluted earnings per share of $0.53 for the six month period ended June 30, 2013. This decrease was also due to the decrease in net income. Return on average assets was 0.44% compared to 0.53% for the comparable prior year period. This decrease was also due to an increase in average assets. Return on average equity was 5.18%, compared to 6.43% for the same period in 2013. This decrease was also due to an increase in average equity. Net interest income was $8.139 million against $7.746 million a year ago. Income before income taxes was $1.653 million against $1.821 million a year ago. Book value per common share at June 30, 2014 was $11.91 compared to $10.37 a year ago. Net charge-offs during the second quarter of 2014 were $108,000 as compared to $98,000 in the second quarter of 2013, and due principally to one large commercial relationship, which was largely reserved for in prior periods.

Pathfinder Bancorp, Inc. Declares Dividend, Payable on August 4, 2014

Pathfinder Bank announced that the Company has declared a cash dividend of $0.03 per share on the Company's common stock relating to the fiscal quarter ending June 30, 2014. The dividend will be payable to all shareholders of record on July 15, 2014 and will be paid on August 4, 2014.

Pathfinder Bancorp, Inc. Elects Adam C. Gagas as Board of Director

Pathfinder Bancorp, Inc. announced that Adam C. Gagas has been elected to the Board of Directors of the company, at the annual shareholder's meeting held on April 23, 2014. Mr. Gagas is founder and CEO of Breakwall Asset Management, LLC.

 

Stock Quotes

Market data is delayed at least 15 minutes.

Company Lookup
Recently Viewed
PBHC:US $14.30 USD +0.0495

PBHC Competitors

Market data is delayed at least 15 minutes.

Company Last Change
CB Financial Services Inc $20.00 USD 0.00
CBT Financial Corp $28.50 USD -1.50
Emclaire Financial Corp $25.33 USD -0.4199
Howard Bancorp Inc $10.03 USD -0.02
Jeffersonville Bancorp $12.00 USD -0.09
View Industry Companies
 

Industry Analysis

PBHC

Industry Average

Valuation PBHC Industry Range
Price/Earnings 16.4x
Price/Sales 2.0x
Price/Book 1.2x
Price/Cash Flow 16.7x
TEV/Sales NM Not Meaningful
 | 

Sponsored Financial Commentaries

Sponsored Links

Report Data Issue

To contact PATHFINDER BANCORP INC, please visit www.pathfinderbancorpinc.com. Company data is provided by Capital IQ. Please use this form to report any data issues.

Please enter your information in the following field(s):
Update Needed*

All data changes require verification from public sources. Please include the correct value or values and a source where we can verify.

Your requested update has been submitted

Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at bwwebmaster@businessweek.com.