Last $5.64 USD
Change Today +0.062 / 1.11%
Volume 3.6K
UBFO On Other Exchanges
Symbol
Exchange
NASDAQ GS
As of 8:10 PM 10/1/14 All times are local (Market data is delayed by at least 15 minutes).

united security bancshare/ca (UBFO) Snapshot

Open
$5.64
Previous Close
$5.58
Day High
$5.64
Day Low
$5.55
52 Week High
07/22/14 - $6.22
52 Week Low
10/4/13 - $4.03
Market Cap
85.1M
Average Volume 10 Days
7.4K
EPS TTM
$0.52
Shares Outstanding
15.1M
EX-Date
07/9/08
P/E TM
10.9x
Dividend
--
Dividend Yield
--
Current Stock Chart for UNITED SECURITY BANCSHARE/CA (UBFO)

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united security bancshare/ca (UBFO) Details

United Security Bancshares operates as the holding company for United Security Bank that provides a range of commercial banking services primarily to the business and professional community, and individuals in California. The company offers various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. it’s loan portfolio consists of real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural and lease financing. The company also offers a range of services, such as cashiers checks, travelers checks, money orders, and foreign drafts, as well as Internet banking services to its commercial and retail customers, and financial and wealth management services. United Security Bancshares operates 11 banking branches, 1 construction lending office, and 1 financial services office in Fresno, Madera, Kern, and Santa Clara counties. The company was founded in 1987 and is headquartered in Fresno, California.

138 Employees
Last Reported Date: 03/21/14
Founded in 1987

united security bancshare/ca (UBFO) Top Compensated Officers

Chairman of the Board, Chief Executive Office...
Total Annual Compensation: $496.7K
Chief Operating Officer, Senior Vice Presiden...
Total Annual Compensation: $175.9K
Principal Accounting Officer, Chief Administr...
Total Annual Compensation: $259.5K
Vice President of Real Estate Construction De...
Total Annual Compensation: $176.4K
Compensation as of Fiscal Year 2013.

united security bancshare/ca (UBFO) Key Developments

United Security Bancshares Declares Quarterly Cash Dividend, Payable October 1, 2014

United Security Bancshares declared a quarterly cash dividend of $0.01 per share, payable October 1, 2014 to shareholders of record of the bank holding company on September 12, 2014.

United Security Bancshares Declares Second Quarter 2014 Stock Dividend

The Board of Directors of United Security Bancshares declared a second quarter 2014 stock dividend of 1% on June 24, 2014. The stock dividend was payable to shareholders of record on July 11, 2014, and the shares will be issued on July 23, 2014.

United Security Bancshares Reports Unaudited Consolidated Earnings Results for the Second Quarter and Six Months Ended June 30, 2014

United Security Bancshares reported unaudited consolidated earnings results for the second quarter and six months ended June 30, 2014. For the quarter, the company reported net income of $2,047,000 or $0.14 per basic and diluted common share as compared to $1,397,000 or $0.09 per basic and diluted common shares for the quarter ended June 30, 2013. Annualized return on average equity (ROAE) was 10.44%, compared to 7.85% for the same period in 2013. Annualized return on average assets (ROAA) was 1.25% compared to 0.88% for the same period in 2013. Change in net income on a quarter-to-quarter comparative basis between the second quarters of 2014 and 2013 is largely the result of a $472,000 increase interest income and a $998,000 increase in non-interest income. Net interest income before provision for credit losses totaled $5,916,000, an increase of $574,000 from $5,342,000 reported for the quarter ended June 30, 2013. Total interest income was $6,238,000 compared to $5,766,000 reported a year ago. Net interest income was $6,009,000 compared to $5,303,000 reported a year ago. Income before income tax provision was $3,370,000 compared to $2,256,000 reported a year ago. Book value per share was $5.27 compared to $5.17 as at December 31, 2013. Tangible book value per share was $4.97 compared to $4.86 as at December 31, 2013. For the six months, the company reported net income of $2,956,000 or $0.20 per basic and diluted common share as compared to $2,472,000 or $0.16 per basic and diluted shares for the six months ended June 30, 2013. Annualized return on average equity (ROAE) was 7.64%, compared to 7.04% for the six months ended June 30, 2013. Annualized return on average assets (ROAA) was 0.90% compared to 0.78% for the six months ended June 30, 2013. On a year to date comparative basis, changes in income were the result of an increase of $1,196,000 in non-interest income, an increase of $529,000 in total interest income, and a $250,000 decrease in interest expense, partially offset by an increase of $1,311,000 in non-interest expense. Net interest income before provision for credit losses totaled $11,381,000, an increase of $779,000 from the $10,602,000 reported for the six months ended June 30, 2013. Total interest income was $12,026,000 compared to $11,497,000 reported a year ago. Net interest income was $11,521,000 compared to $10,572,000 reported a year ago. Income before income tax provision was $4,805,000 compared to $3,971,000 reported a year ago.

 

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UBFO:US $5.64 USD +0.062

UBFO Competitors

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Company Last Change
American River Bankshares $9.15 USD 0.00
Bank of Commerce Holdings $6.13 USD -0.01
Community West Bancshares $6.11 USD +0.06
Oak Valley Bancorp $10.03 USD 0.00
Pacific Mercantile Bancorp $7.00 USD +0.03
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Industry Analysis

UBFO

Industry Average

Valuation UBFO Industry Range
Price/Earnings 10.9x
Price/Sales 2.9x
Price/Book 1.1x
Price/Cash Flow 10.9x
TEV/Sales NM Not Meaningful
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