Last $4.18 USD
Change Today -0.119 / -2.77%
Volume 2.4K
UBFO On Other Exchanges
Symbol
Exchange
NASDAQ GS
As of 8:10 PM 05/21/13 All times are local (Market data is delayed by at least 15 minutes).

united security bancshare/ca (UBFO) Snapshot

Open
$4.29
Previous Close
$4.30
Day High
$4.29
Day Low
$4.18
52 Week High
03/20/13 - $4.49
52 Week Low
05/29/12 - $1.87
Market Cap
55.8M
Average Volume 10 Days
3.7K
EPS TTM
$0.42
Shares Outstanding
13.4M
EX-Date
07/9/08
P/E TM
10.0x
Dividend
--
Dividend Yield
--
Current Stock Chart for UNITED SECURITY BANCSHARE/CA (UBFO)

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united security bancshare/ca (UBFO) Details

United Security Bancshares operates as the bank holding company for United Security Bank that provides a range of commercial banking services primarily to the business and professional community, and individuals in California. Its deposit products include personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The company’s loan portfolio consists of real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural and lease financing. It also offers a range of services, such as cashiers checks, travelers checks, money orders, and foreign drafts, as well as Internet banking services to its commercial and retail customers, and financial and wealth management services. United Security Bancshares operates 11 banking branches, 1 construction lending office, and 1 financial services office in Fresno, Madera, Kern, and Santa Clara counties. The company was founded in 1987 and is headquartered in Fresno, California.

142 Employees
Last Reported Date: 04/1/13
Founded in 1987

united security bancshare/ca (UBFO) Top Compensated Officers

Chairman of the Board, Chief Executive Office...
Total Annual Compensation: $496.9K
Chief Financial Officer, Senior Vice Presiden...
Total Annual Compensation: $53.1K
Chief Operating Officer, Senior Vice Presiden...
Total Annual Compensation: $165.2K
Principal Accounting Officer, Chief Administr...
Total Annual Compensation: $228.9K
Compensation as of Fiscal Year 2012.

united security bancshare/ca (UBFO) Key Developments

United Security Bancshares Announces Resignation of Karl Miller as Senior Vice President and Chief Credit Officer of United Security Bank and the Company

United Security Bancshares announced that Mr. Karl Miller provided notice to company of his resignation from the Company, effective May 9, 2013. Mr. Miller's resignation is from his positions as Senior Vice President and Chief Credit Officer of United Security Bank and the Company.

United Security Bancshares, Annual General Meeting, May 15, 2013

United Security Bancshares, Annual General Meeting, May 15, 2013., at 19:00 Pacific Standard Time. Location: 2126 Inyo Street. Agenda: To consider the election of ten persons to the board of directors of the company to serve until the 2014 Annual Meeting of Shareholders and until their successors are elected and have been qualified; to consider the ratification of Moss Adams LLP as the company’s registered independent public accounting firm for 2013; and to consider the approval of a non-binding advisory vote on executive compensation; and to vote on selection of the frequency for the non-binding advisory vote on executive compensation for the company’s named executive officers.

United Security Bancshares Reports Unaudited Consolidated Earnings Results for the First Quarter Ended March 31, 2013

United Security Bancshares reported unaudited consolidated earnings results for the first quarter ended March 31, 2013. For the quarter, the company reported net income of $1.1 million or $0.07 per basic and diluted common share compared to net income of $1.1 million or $0.07 per basic and diluted common share for the last year. Annualized return on average equity (ROAE) was 6.20%, compared to 6.69% for the same period in 2012. Annualized return on average assets (ROAA) was 0.68% compared to 0.67% for the same three-month period in 2012. The company reported total interest income of $5.7 million compared to $6.6 million, net interest income of $5.3 million compared to $6.1 million, income before income tax provision of $1.7 million compared to $1.5 million for the last year. Book value per share as on March 31, 2013 was $4.91 compared to $4.88 per share as on March 31, 201.

 

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UBFO:US $4.18 USD -0.119

UBFO Competitors

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Company Last Change
American Business Bank $29.00 USD 0.00
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Heritage Oaks Bancorp $5.85 USD +0.05
Pacific Mercantile Bancorp $6.39 USD 0.00
Preferred Bank/Los Angeles CA $16.66 USD -0.09
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Industry Analysis

UBFO

Industry Average

Valuation UBFO Industry Range
Price/Earnings 10.1x
Price/Sales 2.2x
Price/Book 0.9x
Price/Cash Flow 9.4x
TEV/Sales NM Not Meaningful
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