Last €46.60 EUR
Change Today +0.29 / 0.63%
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Company Description

Contact Info

1932 Wynnton Road

Columbus, GA 31999

United States

Phone: 706-323-3431

Fax:

dy have major medical or primary insurance coverage. Majority of its U.S. policies are individually underwritten and marketed through independent agents. Additionally, the company markets and administers group insurance products. The company’s individually issued policies are portable and pay benefits regardless of other insurance. Majority products' benefits are paid in cash directly to policyholders, therefore, its customers have the opportunity to use this cash to help with expenses of their choosing. Its individually issued health insurance plans are guaranteed-renewable for the lifetime of the policyholder (to age 75 for short-term disability policies). The company’s group insurance policies are underwritten on a group basis and have some element of guaranteed issue. Aflac U.S. offers accident coverage on both an individual and group basis. These policies are designed to protect against losses resulting from accidents. The accident portion of the policy includes lump-sum benefits for accidental death, dismemberment, and specific injuries, as well as fixed benefits for hospital confinement. In addition, other benefits, such as short-term disability are available as riders. Aflac U.S. offers short-term disability benefits on both an individual and group basis. In 2013, the company introduced a redesigned group short-term disability product with improved benefit options and higher income replacement amounts. Aflac U.S. offers coverage for critical illnesses on both an individual and group basis. These policies are designed to protect against losses resulting from critical illnesses, such as heart attack, stroke, or cancer. On an individually underwritten basis, the company offers cancer plans, critical illness/critical care plans, critical care and recovery plans, and hospital intensive care plans. On a group basis, the company offers critical illness/critical care plans. In 2013, it updated its critical illness plan on the individual platform to offer a guaranteed-issue face amount, which could include lump sum benefits for cancer. The company listened to the needs of its customers, and offers a critical illness plan that is compatible with health savings accounts. Aflac U.S. offers hospital indemnity coverage on both an individual and group basis. The company’s hospital indemnity products might provide fixed daily benefits for hospitalization due to accident or sickness, or just sickness alone. Indemnity benefits for inpatient and outpatient surgeries, as well as various other diagnostic expenses, are also available. In 2013, the company introduced a new individual hospital plan, designed to provide flexible options for consumers as they deal with new coverage plans that have emerged with the implementation of the Affordable Care Act of 2010. This product focuses on providing benefits for various hospital services, including emergency visits, surgeries, and diagnostics, as well as benefits for traditional hospital stays. In 2013, it also updated its group hospital plan, which provides multiple hospital admission amounts for an employer to choose, giving the flexibility to tailor a plan that would match their level of major medical coverage. In addition, it added a wellness benefit to specified levels of coverage, supporting healthier habits with employees and promoting lower health plan utilization for employers. Aflac U.S. offers fixed-benefit dental coverage on both an individual and group basis. Aflac U.S. also offers Vision Now, an individually issued policy, which provides benefits for serious eye health conditions and loss of sight. Vision Now includes coverage for corrective eye materials and exam benefits. Aflac U.S. offers term and whole-life policies on both an individual and group basis. Distribution – Japan The traditional channels through which the company has sold its products are independent corporate agencies, individual agencies, and affiliated corporate agencies. Distribution - U.S. The company’s U.S. sales force comprises sales associates and brokers who are independent contractors licensed to sell accident and health insurance. Majority are also licensed to sell life i

 

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