Businessweek

ovides private passenger automobile and motorcycle coverage for a range of drivers. Arrowhead’s auto program offers two personal auto coverage types, such as one traditional non-standard auto product offering minimum state required liability limits and another targeting full coverage, multi-vehicle risks. The auto product is written in four states, such as California, Arizona, Michigan, and Washington. Workers’ Compensation provides workers’ compensation insurance coverage in 43 states for California-based insureds. Arrowhead’s workers’ compensation program targets industry segments, such as agriculture, contractors, food services, horticulture, and manufacturing. Commercial Programs Commercial Programs markets targeted products and services to specific industries, trade groups, and market niches. Majority of these products and services are marketed and sold primarily through independent agents, including certain of the company’s retail offices. Acumen Re Management Corporation is a reinsurance underwriting management organization, primarily acting as an outsourced specific excess workers’ compensation, directors and officers’ liability, and errors and omissions liability facultative reinsurance underwriting facility. AFC Insurance, Inc. (AFC) is a managing general underwriter, specializing in insurance products tailored to the health and human services industry. AFC works with retail agents in all states and targets home healthcare, group homes for the mentally and physically challenged, drug and alcohol facilities and programs for the developmentally disabled. AFC also has a separate program for independent pizza restaurants. American Specialty Insurance & Risk Services, Inc. provides insurance and risk management services for customers in professional sports, motor sports, amateur sports, and the entertainment industry. Fabricare: Irving Weber Associates, Inc. provides package insurance, including workers’ compensation to dry cleaners, linen supply, and uniform rental operations. They also offer insurance programs for independent grocery stores and restaurants. Florida Intracoastal Underwriters, Limited Company (FIU) is a managing general agency that provides insurance coverage for coastal and inland condominiums and apartments. FIU has developed a specialty reinsurance facility to support the underwriting activities associated with these risks. Industry Consulting Group, Inc. (ICG) is a property tax service provider, and works with Proctor Financial, Inc. in providing solutions to the financial institutions industry. ICG provides a range of property tax processing solutions, property valuations and appeals, and other services to the real estate, oil and gas, and financial institution industries. ICG features electronic interfaces, reporting, and systems that are customized to individual specifications. Parcel Insurance Plan is a specialty insurance agency providing insurance coverage to commercial and private shippers for small packages and parcels. Proctor Financial, Inc. (Proctor) provides insurance programs and compliance solutions for financial institutions that service mortgage loans. Proctor’s products include lender-placed fire and flood insurance, full insurance outsourcing, mortgage impairment, and blanket equity insurance. Proctor acts as a wholesaler and writes surplus lines property business for its financial institution customers. Railroad Protector Plan (RRPP): This program provides insurance products for insureds servicing the railroad industry (not the railroads). The RRPP insurance coverages include general liability, property, commercial auto, umbrella, workers comp, and inland marine. The RRPP is offered in 46 states. Southwest Assurance Corporation (SAC) is a program that insures governmental entities’ mosquito control operations. The SAC/mosquito program provides insurance coverage, including general liability, pesticide applicators liability, commercial auto, property, D & O, crime, pollution, aviation, airport premises liability, underground storage tank, workers comp, and chemical liability. The SAC/mosquito program is offered in 48 states. Towing Opera