Businessweek

Credit Suisse Group AG provides financial services to corporate, institutional, private clients, and government clients, as well as to high-net-worth individuals worldwide. Divisions The company serves its clients through two divisions, Private Banking & Wealth Management and Investment Banking. PRIVATE BANKING & WEALTH MANAGEMENT Private Banking & Wealth Management offers comprehensive advice and a range of financial solutions to private, corporate and institutional clients. The Private Banking & Wealth Management division comprises the Wealth Management Clients, Corporate & Institutional Clients and Asset Management businesses. In Wealth Management, the company serves ultra-high-net-worth and high-net-worth individuals worldwide and private clients in Switzerland. The company’s Corporate & Institutional Clients business serves the needs of corporations and institutional clients, mainly in Switzerland. Asset Management offers a range of investment products and solutions across diverse asset classes and investment styles, serving governments, institutions, corporations and individuals worldwide. The Wealth Management Clients business serves approximately two million clients, including high-net-worth individual clients and private clients in Switzerland. The company’s Corporate & Institutional Clients business offers expert advice and services to a range of clients, serving the needs of approximately 100,000 corporations and institutions, mainly in Switzerland, including large corporate clients, small and medium size enterprises (SME), institutional clients, financial institutions, shipping companies and commodity traders. The company’s Asset Management business offers investment solutions and services to a range of clients, including pension funds, governments, foundations and endowments, corporations and individuals. The company invests across a range of asset classes with a focus on alternative investment strategies, emerging markets, asset allocation and traditional investment strategies. Products and services Wealth Management Clients: In Wealth Management Clients, its service offering is based on its structured advisory process, client segment specific value propositions, comprehensive investment services and its multi-shore platform. Structured advisory process: The company applies a structured approach based on an understanding of its clients’ needs, personal circumstances, product knowledge, investment objectives and an analysis of their financial situation to define individual client risk profiles. Responsible for the implementation are either the portfolio managers, in the case of discretionary mandates, or its relationship managers working together with their clients, in the case of advisory mandates. Client segment specific value propositions: The company offers a range of wealth management solutions modified to specific client segments. For entrepreneurs, the company offers solutions for a range of private and corporate wealth management needs, including succession planning, tax advisory, financial planning and investment banking services. A specialized team, Solutions Partners, offers holistic and tailor-made business and private financial solutions to its ultra-high-net-worth individual clients. Comprehensive investment services: The company offers a range of investment advice and discretionary asset management services. In addition, the company bases its advice and services on the analysis and recommendations of its global research team, which provides a range of global research, including macroeconomic, equity, bond and foreign-exchange analysis, as well as research on the Swiss economy. The company’s investment advice covers a range of services from portfolio consulting to advising on individual investments. The company offers its clients portfolio and risk management solutions, including managed investment products. These are products actively managed and structured by its specialists or third parties, providing private investors with access to investment opportunities that otherwise would not be available to them. For clients with more complex requirements, the co