Businessweek

Shinsei Bank provides a range of financial products and services to both institutional and individual customers in Japan. The company, as of March 2009, had a network of 36 outlets that includes 32 Shinsei Financial Centers, 2 Platinum Centers, and 2 Consulting Spots in Japan. Segments The Institutional Group The Institutional Group consists of the company’s Institutional Bank and Showa Leasing Co., Ltd. (Showa Leasing). The Institutional Bank is organized around product specialists and relationship managers working together to leverage customer relationships and to increase the number of products per customer. The company serves mid-market companies, financial institutions, the public sector, financial sponsors and other institutional customers. Showa Leasing provides commercial finance to small- and medium-sized businesses. Individual Group The Individual Group includes both the retail banking and consumer finance operations. The company’s Individual Group offers financial solutions to approximately 6 million active customers in Japan. The Individual Group consists of the retail banking business, as well as the subsidiaries Shinsei Financial, APLUS, Shinki, and Shinsei Property Finance.