Last $86.39 USD
Change Today -0.29 / -0.33%
Volume 3.7M
UNH On Other Exchanges
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As of 8:04 PM 09/2/14 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

UnitedHealth Group Center

9900 Bren Road East

Minnetonka, MN 55343

United States

Phone: 952-936-1300

Fax:

UnitedHealth Group Incorporated operates as a health and well-being company. Segments The company offers a spectrum of products and services through two platforms, UnitedHealthcare, which provides health care coverage and benefits services; and Optum, which provides information and technology-enabled health services. Its two business platforms have four segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. UNITEDHEALTHCARE UnitedHealthcare includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement, UnitedHealthcare Community & State and UnitedHealthcare International. UnitedHealthcare provides health care benefits to a spectrum of customers and markets. In the United States, UnitedHealthcare arranges for discounted access to care through networks that include a total of approximately 820,000 physicians and other health care professionals and approximately 6,000 hospitals and other facilities. UnitedHealthcare Employer & Individual UnitedHealthcare Employer & Individual offers a range of consumer-oriented health benefit plans and services for large national employers, public sector employers, mid-sized employers, small businesses, individuals, and the military, primarily TRICARE west region members. UnitedHealthcare Employer & Individual provided approximately 30 million Americans access to health care as of December 31, 2013. Large employer groups use self-funded arrangements. UnitedHealthcare Employer & Individual serves employers ranging from sole proprietorships to large, multi-site and national employers, as well as students and other individuals. Through its risk-based product offerings, UnitedHealthcare Employer & Individual assumes the risk of both medical and administrative costs for its customers in return for a monthly premium, which is at a fixed rate per individual served for a one-year period. When providing administrative and other management services to customers that elect to self-fund the health care costs of their employees and employees’ dependants, UnitedHealthcare Employer & Individual receives a fixed service fee per individual served. These customers retain the risk of financing medical benefits for their employees and employees’ dependants, while UnitedHealthcare Employer & Individual provides services, such as coordination and facilitation of medical and related services to customers, consumers and health care professionals, administration of transaction processing and access to a contracted network of physicians, hospitals and other health care professionals, including dental and vision. UnitedHealthcare Employer & Individual also offers various non-employer based insurance options for purchase by individuals, including students, which are designed to meet the health coverage needs of these consumers and their families. UnitedHealthcare Employer & Individual distributes its products through consultant or direct sales in the larger employer and public sector segments. In the smaller group size segment of the commercial marketplace, UnitedHealthcare Employer & Individual’s distribution system consists primarily of direct sales and producers, including brokers and agents. UnitedHealthcare Employer & Individual also distributes products through general agents, each of which is a wholesale agent or agency that contracts with a carrier to distribute individual or group benefits, providing services to customers. UnitedHealthcare Employer & Individual offers its products through affiliates that are licensed as insurance companies, health maintenance organizations (HMOs), or third party administrators (TPAs). Additionally, UnitedHealthcare Employer & Individual has expanded distribution to include retail offerings responsive to the needs of individual consumers. UnitedHealthcare Employer & Individual emphasizes local markets and utilizes its national scale to adapt products to meet specific local market needs. UnitedHealthcare Employer & Individual’s major product families comprise: Traditional Products: Traditional products include a range of medical benefits and network options from managed plans, such as Choice and Options PPO

 

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