Yapi Ve Kredi Bankasi AS (the bank) operates as a full-service financial institution. The bank engages in corporate, retail, international and investment banking businesses. As of December 31, 2003, the bank delivered its services through a network of 425 domestic branches, 1,406 ATMs, a Call Center, the Internet, as well as an offshore banking branch in Bahrain, four overseas representative offices and subsidiaries in Germany, the Netherlands and the Russian Federation. The bank offers various services, such as customer deposit-taking, consumer and corporate lending, foreign trade transactions, investment banking and mutual fund management, credit and debit cards, electronic, telephone and internet banking and payment services. The bank, through its subsidiaries, operates various other businesses, including life and non-life insurance; leasing; factoring; and investment banking. It also has subsidiaries, associates, and joint ventures in information technology, tourism, telecommunication, and construction sectors operating in Turkey and abroad. In addition, the bank provides payroll distribution, automatic bill payments and social security premium collection services. Treasury & Capital Markets In all funds management products, Yap Kredi offers customers transaction options on nearly every scale through virtually every possible delivery channel. It offers Mutual fund equity, corporate equity, deposits, T-bills, eurobonds, government bonds, foreign currency bonds, repos, and many other investment products at its branches and via alternative delivery channels, such as telephone banking, Internet banking and ATM. Corporate Banking TRIO is a payment vehicle for the corporate banking segment. TRIO is used by retailers when they buy goods from wholesalers and substitutes the functions of letters of guarantee, cash, checks and promissory notes, which they use in these transactions. Commercial Banking Yap Kredi's portfolio of commercial banking customers consist of small- and medium-sized companies. The bank’s Commercial Teleweb makes it possible for banking transactions to be performed easily, speedly and securely over the Internet. Retail Banking The Automatic Cash Management System enabled the management of the deposit accounts in the most efficient way. Under this system, deposit accounts with Yapi Kredi are linked with portfolio accounts and at the end of each day the outstanding balance is converted into YKB Type B Liquid Mutual Funds. Through this system the exact amount of mutual funds are sold to make automatic payments like utility bills, rent, installments and credit card. In 2003, within private services, Personal Telecard and Emergency Health Service were developed for Personal Banking customers. In University Banking, kampusce.com was established to improve the bank’s channels of communications with university students. History Yapi Ve Kredi Bankasi AS was established in 1944.
yapi ve kredi bankasi (YKBNK:Istanbul)
Yapı Kredi Plaza
Phone: 90 212 339 70 00
Fax: 90 212 339 60 00www.yapikredi.com.tr
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