Zenith Bank Plc, together with its subsidiaries, offers various banking and other financial services to the corporate and individual customers in Nigeria, Ghana, Sierra Leone, and Gambia, Africa; and the United Kingdom, Europe. It provides banking and pension custodial services to corporations, financial institutions, investment funds, governments, and individuals. The company offers individual, savings, current, estate, and corporate current accounts; fixed deposit, call deposit, and individual retirement accounts; treasury bills investments; mortgage loans; foreign currency and money transfer services; card options ranging from debit to credit cards; online bills payment; and mobile payment services. It also provides credit facilities, such as overdraft, commercial papers, term loans, leases, bonds and guarantees, trade finance, and cash and liquidity management services; and private banking services comprising personal funds management and investment, share acquisition, advisory services, personal travel allowance, home remittance, and fiduciary services. In addition, the company offers investment banking products and services, including asset management, issuing house, stockbroking, business and financial advisory, export financing, and project finance services; corporate finance; foreign trade; Internet banking; and merchant services. It operates approximately 338 branches and 125 cash offices. The company was formerly known as Zenith International Bank Limited and changed its name to Zenith Bank Plc in May 2004. Zenith Bank Plc was founded in 1990 and is headquartered in Lagos, Nigeria.